How car insurance works: A guide to everything you need to know
Posted: December 29, 2022
How car insurance works: A guide to everything you need to know Car insurance can help protect you from life-altering costs associated with car accidents and damage to vehicles. Our guide helps answer your questions about how car insurance works. What is car insurance? Car insurance is an agreement between you and an insurance provider that may help financially protect you if: You’re involved in...
Nonstandard auto insurance: Your ultimate guide
Posted: November 29, 2022
Car insurance customers are categorized according to their potential risk. The primary classifications auto insurers use are: Preferred Standard Nonstandard Residuals While your classification and your premiums depend on a variety of factors, it ultimately boils down to this: How much of a risk do you pose for the insurer? You might have a minor blemish on your driving record and still be considered preferred...
High-risk auto insurance: Your questions answered
Posted: November 25, 2022
If your driving record has blemishes on it—from speeding tickets to a DUI—you might require high-risk auto insurance. Ultimately, the difference between qualifying for high-risk or standard auto insurance comes down to your likelihood of filing insurance claims or being liable for traffic violations, based on your prior driving record. While your premiums increase as a high-risk driver, you can reduce your monthly costs and...
Understanding bodily injury liability insurance
Posted: October 24, 2022
We all want to save money. And we’d all like to know how to save on car insurance premiums. Here is a quick look at 10 ways you can pay less to a car insurance company now and in the future: Improve your credit score: Credit scores play a factor in your insurance score, which factors into your insurance rates. Look for additional discounts: Your...
What to do when you hit a deer with your car
Posted: October 10, 2022
Hitting a deer with your car can be an unsettling experience and leave you wondering what to do next. To help keep yourself and other drivers safe, it’s important to stay calm, get off the road, and follow the tips in this guide. Pull over to the side of the road The first thing you need to do is move to the side of the...